# MoonUp | Tokenized Markets with Downside Protection

![MoonUp](https://getmoonup.com/images/og-image.png?v=1)

> MoonUp is the wealth management layer for tokenized markets. Access thematic baskets of tokenized stocks, ETFs, commodities, and pre-IPO companies with automatic rebalancing and downside protection you control.

## Overview

MoonUp is the wealth management layer for tokenized markets, available as a consumer app and a white-labeled solution for partner platforms. The platform helps users and financial providers structure and manage capital through non-custodial infrastructure, automated portfolio management, and downside protection.

By combining thematic baskets of tokenized global assets with controlled risk, MoonUp brings institutional investment strategies to the onchain economy, enabling participation beyond speculation.

MoonUp is available now as a mobile app for iOS and Android. A dedicated Solana Mobile app release is planned. The platform-release status applies only to Solana Mobile distribution; MoonUp's listed product features are available in the current iOS and Android apps.

## Core Positioning

Capital behavior control, not speculative allocation.

MoonUp doesn't offer access to individual tokenized stocks. It structures capital into thematic baskets with built-in rebalancing, separating reserve capital from exposure capital and governing adjustments using deterministic rules, volatility controls, and bounded adaptive signals.

* Protection-first design: reserve layer first, exposure second.
* Deterministic core: auditable rules enforced by system logic.
* Bounded adaptivity: adaptive signals remain rule-constrained.
* Clean abstraction: clear system status without protocol complexity.

## How MoonUp Works

MoonUp structures capital around three pillars:

1. Diversified exposure: thematic baskets, allocation rules, backed 1:1 by RWA.
2. Portfolio management: non-custodial, transparent execution, rule-constrained.
3. Downside protection: exposure limits, volatility controls, protected floor.

Capital flow: user capital enters a rule layer with predefined parameters, which splits it between a Protected Reserve (stablecoin reserves, protection floor) and Thematic Baskets (diversified exposure, trending narratives). From there it moves to transparent, non-custodial onchain execution, with system status surfaced as protected, stable, or adjusting.

## Bounded AI, Governed by Rules

An AI orchestration layer interprets market signals, onchain flows, and news context to evaluate sentiment, producing increase, hold, or de-risk signals. All AI output stays bounded by system rules.

AI-derived signals can inform bounded system behavior, but cannot override deterministic rules. AI does not control user portfolios.

MoonUp supports permissioned agent workflows subject to explicit user authorization and system constraints.

## Built on Solana

Solana provides settlement infrastructure for MoonUp's non-custodial wealth management layer, enabling fast execution, transparent state, and low-cost user transactions.

Execution flow:

1. Wallet authorization: user-approved actions
2. Execution logic: rules enforced before movement
3. Solana settlement: fast, low-cost transaction layer
4. Onchain state: transparent activity and balances
5. User monitoring: readable system status

## Who It's For

* Individuals: RWA diversified exposure, non-custodial infrastructure, portfolio management, capital protection.
* Neobanks: private-label earn products, API-based integration, transparent execution, revenue-share architecture.

## Ecosystem Integrations

RWA, DeFi, wallet, data, and execution infrastructure connected through non-custodial coordination: Solana, Transak, Privy, Jupiter, Ondo Finance, Moralis, Unlimit, Crossmint, Coinbase, WalletConnect, Reown, Meteora, 0x, CoinGecko, Dexscreener.

## Frequently Asked Questions

* What is MoonUp? MoonUp is the wealth management layer for tokenized markets, available as a consumer app and a white-labeled solution for partner platforms. The platform helps users and financial providers structure and manage capital through non-custodial infrastructure, automated portfolio management, and downside protection. By combining thematic baskets of tokenized global assets with controlled risk, MoonUp brings institutional investment strategies to the onchain economy, enabling participation beyond speculation.
* What types of assets are available on MoonUp? MoonUp is designed to support tokenized stocks, ETFs, commodities, pre-IPO companies, and controlled tokenized market exposure.
* How do tokenized real-world assets work? Tokenized assets represent economic exposure to real-world instruments through onchain infrastructure.
* Is MoonUp non-custodial? Yes. Users retain control of their assets, with transparent onchain execution.
* Why is MoonUp built on Solana? Solana supports fast settlement, low transaction costs, and transparent onchain coordination.
* Who is MoonUp designed for? MoonUp is built for individuals and financial platforms seeking structured access to onchain RWA infrastructure.
* Is MoonUp available worldwide? Feature and asset availability may vary by region, partner coverage, and applicable requirements.
* Does MoonUp provide investment advice or guarantees? No. MoonUp provides infrastructure and tools that support user-customizable rules. It does not provide advice, guarantees, or assured outcomes.
* How are risk parameters defined? Risk parameters are defined through protection thresholds, reserve structures, volatility controls, and predefined exposure rules.
* Does AI control my portfolio? No. AI-derived signals can inform bounded system behavior, but cannot override deterministic rules or control execution.

## App & Technical Metadata

* Mobile App: iOS and Android (available now); dedicated Solana Mobile app release planned
* iOS App Store ID: 6742433186, https://apps.apple.com/ng/app/moonup-intelligent-wealth/id6742433186
* Android package: com.spiderfi.mobileapp, https://play.google.com/store/apps/details?id=com.spiderfi.mobileapp
* Category: FinanceApplication
* Price: Free
* Blockchain: Solana
* Core Product: Thematic baskets of tokenized stocks, ETFs, commodities, and pre-IPO companies, with automatic rebalancing and downside protection
* Supported Exposure Types: Thematic baskets covering tokenized stocks, ETFs, commodities, and pre-IPO companies
* Custody Model: Non-custodial

## Documentation

* [Technical Documentation](https://getmoonup.com/docs/): index of MoonUp's technical documentation.
* [Protected Basket of Tokenised Stocks: White Paper](https://getmoonup.com/docs/protected_basket_wp/): full architecture of MoonUp's Protected Baskets product, covering the mathematical framework, basket design, the AI Guardian's role and boundaries, position lifecycle, and risk considerations.
* [Full Documentation (llms-full.txt)](https://getmoonup.com/llms-full.txt): the complete technical documentation, with every doc page above concatenated as plain markdown, for full-context ingestion.

## Research & Insights

* [MoonUp Insights](https://getmoonup.com/insights/en/): MoonUp's multilingual research and education publication on tokenized markets, real-world assets (RWAs), and onchain capital, with weekly outlooks, tokenized-market analysis, RWA and DeFi explainers, market education, and MoonUp updates. Available in English, French, and Spanish.

## Connect With Us

* Twitter/X: @getmoonup, https://x.com/getMoonUp
* LinkedIn: getmoonup, https://www.linkedin.com/company/getmoonup
* YouTube: @getMoonup
* Instagram: @getmoonup
* TikTok: @getmoonup
* Telegram: getmoonup

## Additional Information

* Homepage: https://getmoonup.com/
* Privacy Policy: https://getmoonup.com/privacy
* Terms of Service: https://getmoonup.com/terms-of-service
* Disclaimer: https://getmoonup.com/disclaimer
* Support: https://getmoonup.com/support