# MoonUp — Tokenized Markets with Downside Protection

![MoonUp](https://getmoonup.com/images/og-image.png?v=1)

> MoonUp is non-custodial RWA infrastructure on Solana. Users access tokenized stocks, ETFs, commodities, and pre-IPO companies with downside protection they control.

## Overview

MoonUp is an operating layer for RWA capital, structured around protected reserves, controlled exposure, and non-custodial execution.

Instead of speculative allocation, MoonUp governs how capital behaves: reserve floors, exposure limits, and rule-constrained adjustments — all executed transparently on-chain.

MoonUp is available as a mobile app for iOS, Android, and Solana Mobile.

## Core Positioning

Tokenized markets, with protection.

MoonUp does not simply allocate capital across assets. It separates reserve capital from exposure capital, then governs adjustments using deterministic rules, volatility controls, and bounded adaptive signals.

* Protection-first design: reserve layer first, exposure second.
* Deterministic core: auditable rules enforced by system logic.
* Bounded adaptivity: adaptive signals remain rule-constrained.
* Clean abstraction: clear system status without protocol complexity.

## How MoonUp Works

MoonUp is a structured system for reserve protection, controlled exposure, and transparent execution, built from three layers:

1. Protected Layer — reserve-oriented infrastructure for capital protection: RWA yield rails, DeFi yield rails, and a protection floor.
2. Exposure Layer — configurable exposure within predefined system limits: tokenized markets, user-selected themes, exposure limits.
3. Governed Engine — deterministic rules with bounded adaptive signals: allocation rules, volatility controls, bounded signals.

Capital flow: user-controlled non-custodial input → rule layer (predefined constraints) → protected reserve and controlled exposure → transparent on-chain execution and settlement.

## Yield Infrastructure

MoonUp's reserve layer is designed to connect to structured yield sources:

* Sovereign Credit Yield (3%–8% APY): sovereign debt, tokenized treasuries, and similar instruments.
* Structured RWA Yield (8%–20% APY): reinsurance, private credit, and other structured yield.
* DeFi Yield (5%–25% APY): blue-chip DeFi strategies and lending rails.

Indicative APY ranges are variable, source-dependent, and not guaranteed.

## Bounded AI, Governed by Rules

A generic AI agent reads signals — market signals, on-chain flows, news context — and adjusts exposure within predefined constraints: the protection floor, exposure limits, and user permission.

AI-derived signals can inform bounded system behavior, but cannot override deterministic rules. AI does not control user portfolios.

MoonUp supports permissioned agent workflows (such as OpenClaw) subject to explicit user authorization and system constraints.

## Built on Solana

Solana provides the settlement rail for MoonUp's non-custodial coordination layer — fast execution, transparent state, and low-cost user-controlled activity.

Execution flow:

1. Wallet authorization — user-approved actions
2. Execution logic — rules enforced before movement
3. Solana settlement — fast, low-cost transaction layer
4. On-chain state — transparent activity and balances
5. User monitoring — readable system status

## Who It's For

* Individuals: RWA access, reserve framework, non-custodial execution, controlled exposure.
* Treasuries and capital teams: stablecoin coordination, reserve infrastructure, allocation controls, transparent execution.

## Ecosystem Integrations

RWA, DeFi, wallet, data, and execution infrastructure connected through non-custodial coordination: Solana, OpenClaw, Transak, Privy, Jupiter, Prestocks, Ondo Finance, Hyperliquid, Moralis, TradingView, Unlimit, Crossmint, Coinbase, WalletConnect, Reown, Meteora, xStocks, 0x, CoinGecko, Dexscreener.

## Frequently Asked Questions

* What is MoonUp? An operating layer for RWA capital, structured around protected reserves, controlled exposure, and non-custodial execution.
* What types of assets are available? RWA yield sources, DeFi yield infrastructure, and controlled tokenized market exposure.
* Is MoonUp non-custodial? Yes. Users retain control of their assets, with transparent on-chain execution.
* How are risk parameters defined? Through protection thresholds, reserve structures, volatility controls, and predefined exposure rules.
* Is MoonUp available worldwide? Feature and asset availability may vary by region, partner coverage, and applicable requirements.
* Does MoonUp provide investment advice or guarantees? No. MoonUp provides infrastructure and tools. It does not provide advice, guarantees, or assured outcomes.

## App & Technical Metadata

* Mobile App: iOS, Android, and Solana Mobile
* iOS App Store ID: 6742433186, https://apps.apple.com/ng/app/moonup-intelligent-wealth/id6742433186
* Android package: com.spiderfi.mobileapp, https://play.google.com/store/apps/details?id=com.spiderfi.mobileapp
* Category: FinanceApplication
* Price: Free
* Blockchain: Solana
* Core Product: Tokenized market exposure with downside protection
* Supported Exposure Types: Tokenized stocks, ETFs, commodities, and pre-IPO companies
* Custody Model: Non-custodial

## Documentation

* [Technical Documentation](https://getmoonup.com/docs/): index of MoonUp's technical documentation.
* [Protected Basket of Tokenised Stocks — White Paper](https://getmoonup.com/docs/protected_basket_wp/): full architecture of MoonUp's Protected Baskets product — mathematical framework, basket design, the AI Guardian's role and boundaries, position lifecycle, and risk considerations.
* [Full Documentation (llms-full.txt)](https://getmoonup.com/llms-full.txt): the complete technical documentation — every doc page above concatenated as plain markdown, for full-context ingestion.

## Research & Insights

* [MoonUp Insights](https://getmoonup.com/insights/en/): MoonUp's multilingual research and education publication on tokenized markets, real-world assets (RWAs), and on-chain capital — weekly outlooks, tokenized-market analysis, RWA & DeFi explainers, market education, and MoonUp updates. Available in English, French, and Spanish.

## Connect With Us

* Twitter/X: @getmoonup, https://x.com/getMoonUp
* LinkedIn: getmoonup, https://www.linkedin.com/company/getmoonup
* YouTube: @getMoonup
* Instagram: @getmoonup
* TikTok: @getmoonup
* Telegram: getmoonup

## Additional Information

* Homepage: https://getmoonup.com/
* Privacy Policy: https://getmoonup.com/privacy
* Terms of Service: https://getmoonup.com/terms-of-service
* Disclaimer: https://getmoonup.com/disclaimer
* Support: https://getmoonup.com/support